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What Hong Kong Fintechs Should Know About Cloud and Technology Risk

Grace Chan

3 June 2026

Fintech

A practical overview of what regulators expect when you run financial services in the cloud.

Running financial services in the cloud is now normal in Hong Kong, but it comes with clear expectations around risk management, outsourcing and resilience.

Questions to answer early

Answering these at the design stage costs far less than retrofitting them before an audit.

  • Where is customer data stored and processed?
  • Who can access production systems, and how is it logged?
  • How quickly can you recover from a cloud region outage?
  • How do you manage your technology vendors?
  • #Fintech
  • #Compliance
  • #Hong Kong

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